Change the way you think about money. How to pay off your mortgage faster!
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Beat Mortgage StressEQC Mortgage Relief
THE INFORMATION IN THIS VIDEO IS GENERAL IN NATURE AND HAS BEEN PREPARED WITHOUT TAKING INTO ACCOUNT YOUR PERSONAL OBJECTIVES, FINANCIAL SITUATION OR NEEDS. YOU SHOULD LOOK AT YOUR OWN PERSONAL SITUATION AND REQUIREMENTS BEFORE MAKING ANY FINANCIAL DECISIONS. EQUANIMITY CONCEPTS PTY LTD TRADING AS EQC WEALTH MANAGEMENT (ACN 134 439 704) HOLDS AUSTRALIAN CREDIT LICENCE NO. 388752. KEITH KNIGHTS IS A AUTHORISED REPRESENTATIVE 296168 OF AUSTRALIAN CAPITAL FINANCIAL PLANNING, AUSTRALIAN FINANCIAL SERVICES LICENCE 380552.
How do you pay off your mortgage fasterThe Common method
Many Australia’s simply pay their mortgage monthly. Below is an example of the time it would take and the amount of interest paid on a $500K loan at 4% interest. Understanding where you can save and how negative gearing works could be beneficial.
No additional cash?
Most Australian’s simply don’t have $1,000 spare cash per month to pay down their mortgage in less time. Below is the same loan with additional $1,000 monthly payments. Join EQC and we help to show you ways to reduce your mortgage without needing a pay rise!
* These graphs are for example and illustration only and use an amortization schedule. EQC Clients will receive a personalised projection based on their individual circumstance.
How to get out of debtFrom $59 per month
As a client of EQC you receive your own personalised dashboard and App, with live data feeds and property value reports. This is your tool to staying on budget and saving more each month.
EQC has a team of specialised lenders that help with loan products that best meet your financial goals. We assist with set up of offset, redraw and credit card accounts that support your programme. Simple adjustments can have your saving on interest payments.
*Additional fees or brokerage may apply.
Bills & Deductions
EQC help to assemble your tax-deductible expenses that aid in reducing your taxable income. By reducing your taxable income, the money saved can be put onto your mortgage!
A team will continue to monitor your progress and assist with the organisation and collation of your tax minimising expenses. You will receive quarterly updates with projections to when your home loan will be paid down, and bi-annual rate checks will be conducted on your mortgages.
Mortgage EliminationVideos & Tutorials
Look for the best mortgage brokersspecialised investment brokers
As a savvy investor, you already know that not every loan is the same. Being an award-winning and reputable lender with many of the major institutions means that your loan turn around time is faster, and our team are actively aware of new options available to you. Banks and institutions each have different guidelines and restrictions, and navigating these is imperative in creating a successful property investment portfolio. As an EQC client we also monitor your current interest-rates, and give alerts to ensure you remain in the best financial postion possible.
What is the best home loan rate?SMS rate check
SMS us your best rate and preferred product, and our expert investment lenders will send you our best product. SMS replies make it quick and simple.
Debt & Mortgage Management PlanBudgeting App
Technology for Investors
If you are a property investor and want to better manage your investment, download the App today. You will have access to many great features, and have the EQC team on hand for rate checks, updates and additional services.
Industry discountsEQC Investors Save
Being a client of EQC means you have access to our great benefits with local and nation wide companies.
Landlord Insurance $50 Discount
EBM’s RentCoverUltra is designed to cover tenant related risks such as rent default, broken leases as well as malicious and accidental damage caused by the tenants.
Conditions Apply. EBM
Legal Services 50% Discount
Get concise legal advice on wills and POA. We allow you more time to enjoy your new home.
Conditions Apply. Harmony Lawyers
Building & Pest$40 discount
Quality Building Reports provides a totally impartial and confidential Building & Timber Pest Inspection service and has no direct affiliation with real estate agents or pest control operators.
Conditions Apply. QBR
Bond Cleaners10% discount
We have maintained a very high standard that has seen many clients very happy with those standards. We have a large list of very high end clients, both regular and once off.
Conditions Apply. Dragons Cleaning Services